FAB NBAD Balance Check Online 2026 (Ratibi & Salary Guide)

Looking for a quick FAB NBAD balance check? Whether you are waiting for your monthly salary deposit or tracking daily expenses, confirming your account balance is now easier than ever. The FAB online service allows you to instantly check your Ratibi prepaid or salary cards—no branch visit needed, available 24/7 across the UAE

Click the Below button to check salary status OR Prepaid Card Inquiry

Need to check your NBAD / FAB Ratibi Balance?

Whether you want to check your Ratibi salary card balance or standard FAB account, no branch visit is needed.

A FAB bank balance check shows your exact account balance, recent transactions, and salary deposits in real time. This applies to regular accounts, FAB bank salary account balance check, and FAB balance check online prepaid card holders equally.Using these tools, you can confirm salary credit, track spending, and avoid low-balance issues — all instantly. Whether you use the FAB balance check online portal, NBAD online page, or ATM, your financial information stays fully protected at all times.

What is NBAD Bank Balance Inquiry and FAB Balance Check?

Please note: National Bank of Abu Dhabi (NBAD) has now merged with First Gulf Bank to become First Abu Dhabi Bank (FAB). All your old NBAD salary cards and Ratibi cards are now managed through the FAB system.

 NBAD Bank Balance Inquiry / FAB Balance check
NBAD Bank Balance Inquiry / FAB Balance check

All NBAD balance inquiry and salary card services are today managed by FAB through the Ratibi FAB balance check system. This ensures that employees across the UAE receive their salaries securely and on time. Whether you need an NBAD bank balance check, a FAB bank salary account balance check, or a FAB balance check online prepaid card inquiry, the Ratibi Salary Card system gives you instant, reliable access to your funds — anytime, without any delays.

All NBAD & FAB Balance Check Methods at a Glance

NBAD Balance Check Methods

FAB Balance Check Methods (Complete Guide)

MethodSpeedCostDetails
FAB WebsiteUnder 1 secFREEFAB balance check online
Mobile App0.5 secondsFREEFastest method
ATM Machine1–2 minutesFREEWorks without internet
SMS Banking10 secondsStandard SMS rateBasic phones
Phone Support2–5 minutesCall chargesPersonal assistance
Bank Branch10–30 minutesFREEFace-to-face help
Payit WalletInstantFREERatibi FAB balance check
PPC Magnati PortalInstantFREEPrepaid card inquiry

Methods for NBAD /FAB Balance Check
Methods for NBAD /FAB Balance Check

Easily check your FAB (NBAD) PPC card balance online through ppc.magnati.com. Available at any time, this method ensures secure, real-time updates for your prepaid card without any delay.

How to Check NBAD / FAB Salary Account Balance (Ratibi Card)

First Abu Dhabi Bank (FAB) provides multiple fast and secure ways to check your NBAD bank balance or FAB balance check online. Whether you prefer a smartphone, ATM, or a simple phone call, there is a convenient option for every user in the UAE.

Ratibi FAB Balance Check | Prepaid Card Inquiry
Ratibi FAB Balance Check | Prepaid Card Inquiry
خدمات البطاقة — الاستعلام عن البطاقة المدفوعة مسبقاً
Card Services – PrePaid Card Inquiry
:آخر رقمين من رقم البطاقة Last 2 digits of Card No:
:رقم تعريف البطاقة Card ID:
You will be redirected to the official Magnati inquiry page.

How to Check FAB Card Balance?

You can check your FAB balance anytime by following these simple steps:

  • Open your browser and visit the official Magnati portal (ppc.magnati.com)
  • Enter the last two digits of your Ratibi card number
  • Provide your Card ID printed on your card
  • Click the “Go” button to instantly view your balance and recent transactions

This method is fast, secure, and available 24/7, allowing you to check your balance in under a seconds.

Check NBAD Balance Instantly via FAB Mobile App

The fastest way to check your online balance enquiry is through the FAB Mobile App. With just a few steps, you can view your balance instantly and manage your funds easily.

Check NBAD Balance Instantly via FAB Mobile App
Check Your NBAD Balance via FAB Mobile App

Key features of the FAB Mobile App:

  • Instant FAB balance check online for salary, prepaid, and Ratibi FAB balance check
  • View recent transactions and mini-statements anytime
  • Transfer money locally and internationally with ease
  • Pay utility and telecom bills directly from the app
  • Block or unblock your NBAD Ratibi card instantly when needed

NBAD Bank Balance Check via FAB ATM Machines

NBAD (FAB) salary card balance check through any FAB or partner ATM.

NBAD Bank Balance Check via FAB ATM Machines
NBAD Bank Balance Check via FAB ATM Machines

 Follow these simple steps:

  • Find the nearest FAB ATM or a partner ATM that supports NBAD card services.
  • Insert your NBAD salary card into the machine.
  • Enter your 4-digit PIN.
  • Select “Balance Check” from the menu.
  • View your balance on the screen or print a receipt for your records.

Checking your balance at FAB ATMs is completely free for cardholders and provides a fast, reliable way to manage your finances on the go.

Check FAB Salary Card Balance By SMS

NBAD balance Check Salary via Text messages without internet

Check FAB Salary Card Balance By SMS
Check FAB Salary Card Balance By SMS

Open your SMS app.

Type BAL [Space] Last 4 Digits of your Card (Example: BAL 5678).

Send it to 6222.

Check FAB Balance via Customer Care Services

Check your NBAD balance, through Customer Care Services.

Check FAB Balance via Customer Care Services
Check FAB Balance via Customer Care Services

Call the bank’s help desk to ask about your balance and get help.

Helpline Phone numbers 

  • Inside UAE: Call 600 525 500
  • From other countries: Call +971 2 681 1511
  • Other numbers:02 635 8001 or 600 52 5500
  • How to call on helpline
  • Call the right support number
  • Pick your language
  • Ask to talk to a helper
  • Ask for NBAD balance inquiry or check
  • Give your card details to prove it’s you
  • Get your balance right away

NBAD Balance check via Email Alerts

online FAB balance enquiry through Email Alerts.

NBAD Balance check via Email Alerts
NBAD Balance check via Email Alerts

Email alerts send balance updates straight to your email without you asking.

Check NBAD bank balance via Email Alerts

Send messages when money moves in your account.

  • Send monthly reports via email.
  • Tell you when your salary comes in.
  • Send an Alert , when your money is getting low
  • 4 FAB Balance Check at Branch

Visit any FAB branch or search (NBAD Bank Near me)to talk to bank official face-to-face and get full help

NBAD Balance Inquiry at Branch

Visit any FAB branch/search (NBAD Bank Near me), to talk to bank official face-to-face and get help.

NBAD Balance Inquiry at Branch
NBAD Balance Inquiry at Branch
  • Find your nearest FAB branch or search (FAB branch near me)
  • Bring your NBAD salary card and Emirates ID.
  • Go to the customer help desk.
  • Ask for balance information for your card.
  • Get printed Nbad account statements if you need them.

FAB Balance Check at POS Terminals

Visit any stores, restaurant with POS facilities, you can fab nbad balance check online before spending your money by following the steps given below.

FAB Balance Check at POS Terminals
FAB Balance Check at POS Terminals

If you visit a store or restaurant that has POS (Point of Sale) facilities and want to check your FAB balance before making a payment, follow these simple steps:

  • Insert your FAB card into the POS machine.
  • Select “Balance Inquiry” from the transaction menu.
  • Enter your 4-digit card PIN and confirm the transaction.
  • Your available balance will appear instantly on the screen.

This method is quick, secure, and helpful when you want to confirm your balance before spending money.

NBAD Balance check with WhatsApp

Follow these simple steps to check your FAB account balance using WhatsApp:

NBAD Balance check with WhatsApp
NBAD Balance check with WhatsApp
  • Save the official FAB WhatsApp number on your phone.
  • Add +971 56 578 9997 to your contacts.
  • Make sure you are using your registered mobile number.
  • Open Whats App and send “Hi” or “Hello” to the saved contact.
  • Enter the OTP (One-Time Password) sent to your registered number.
  • Type “Balance” or “Available Balance” and wait for the reply.
  • You will receive your balance details instantly on Whats App.

FAB Balance Check Video Tutorial


Disclaimer: Nbad(Fab) balance check process through video tutorial. This is not my official video. I’m sharing it only to provide useful information by watching it you can easily

Advantages of Online NBAD Balance Check

  1. Instant Access
    Check your NBAD (FAB) balance in seconds using online banking, mobile apps, or WhatsApp—no waiting required.
  2. Available 24/7
    Online balance inquiry services are available anytime, day or night, even on weekends and public holidays
  3. No Need to Visit the Bank
    Avoid long queues and travel time by checking your balance from home, office, or anywhere.
  4. Secure and Safe
    FAB uses advanced security features like OTP verification and encrypted systems to keep your account information protected.
  5. Free of Cost
    Most online balance check methods are completely free and do not require any service charges.
  6. Multiple Checking Options
    Access your balance through the FAB website, mobile app, SMS, ATM, WhatsApp, or POS machines for maximum flexibility.
  7. Real-Time Updates
    Get the latest and most accurate balance information instantly, helping you manage your expenses better.
  8. User-Friendly Experience
    Online platforms are simple and easy to use, even for first-time users.
  9. Works Anywhere
    As long as you have an internet connection, you can check your NBAD balance from anywhere in the world.
  10. Better Financial Planning
    Regular balance checks help you control spending, avoid overdrafts, and plan your finances wisely.

Safety Tips for NBAD Balance Enquiry Online

To keep your NBAD (FAB) account and salary card secure, follow these important safety tips when checking your balance online:

  • Avoid public computers for banking or balance checks.
  • Keep your device software updated to protect against security threats.
  • Never share your card details with anyone.
  • Use the official FAB mobile app or website only.
  • Enable two-step verification (2FA) for extra security.
  • Do not share your PIN under any circumstances.
  • Avoid using free or public Wi-Fi for online banking.
  • Cover the keypad when entering your PIN.
  • Log out after completing your balance inquiry.
  • Turn on SMS or app alerts to monitor transactions.
  • Never share OTPs or security codes, even if someone claims to be from the bank.

Following these precautions helps ensure a safe and secure online NBAD balance inquiry experience and protects your money from fraud

NBAD Bank Salary Card Eligibility Criteria

CriteriaRequirementDetails
Employment StatusMust be employedCurrently working with a UAE-based company
Company Bank AccountFAB business account requiredEmployer must have an active corporate account with FAB
WPS RegistrationWPS compliance requiredCompany must be registered with the Wage Protection System (WPS)
Age RequirementMinimum 21 yearsApplicant must meet the bank’s minimum age limit
Valid IdentificationEmirates ID requiredA valid Emirates ID is mandatory
Salary DisbursementSalary paid through employerSalary must be credited via the salary card system
Company AuthorizationEmployer application neededEmployer must request the salary card on behalf of the employee
Minimum SalaryNo minimum salaryAny salary amount is acceptable
NationalityOpen to all nationalitiesUAE residents of any nationality can apply
Personal Bank AccountNot requiredNo existing FAB personal account needed

NBAD Balance Inquiry Not Working? Issues & Solutions Explained

While most NBAD balance inquiry and FAB balance check requests work smoothly, some users face common issues with their PPC NBAD Ratibi card. These are minor and can be resolved in a few simple steps

FAB Balance Check – Common Issues & Fixes | NBAD Ratibi Card Help

FAB Balance Check Not Working?

Resolve the most common issues with your NBAD Ratibi card, FAB online portal, SMS, ATM, and mobile app — quickly and without visiting a branch.

Wrong Card or Emirates ID Details

Quick Fix

A small typo in your card number or Emirates ID can block the NBAD bank balance check. Double-check both fields carefully before resubmitting your request.

FAB Online Portal Not Loading

Quick Fix

If the FAB balance check online portal isn’t responding, try refreshing the page, clearing your browser cache, or switching to a different device or browser.

Unrecognized NBAD Ratibi Card

Contact FAB

If your NBAD Ratibi card is expired, inactive, or blocked, the system will not display your balance. Contact FAB customer support to verify and restore your card status.

FAB SMS Balance Check Not Working

Check SIM

Always use your registered SIM card with the correct SMS format for FAB balance check salary requests. Messages sent from unregistered numbers will fail automatically.

ATM Errors at FAB Machine

Try Another ATM

A wrong PIN, damaged chip, or inactive card can cause ATM errors. Try a different FAB ATM, or visit your nearest branch to reset your PIN and verify card status.

USSD Code Not Responding

Check Network

Some mobile networks do not support FAB USSD services. Ensure your SIM is active and connected to a supported network before dialling the USSD balance code.

FAB Mobile App Showing Old Balance

Update App

If your FAB balance check online shows outdated data, log out of the app, update it to the latest version, and ensure your internet connection is stable before logging back in.

Salary Not Reflected in FAB Account

Wait or Call FAB

If your employer confirms payment but your FAB bank salary account balance check hasn’t updated yet, wait a few hours for processing. If it still doesn’t appear, contact FAB support directly.

Fees & Charges on FAB Salary Card

New Card Fee

AED 5

Employer

Setup Fee

FREE

–

Monthly Card Fee

AED 5

Employer

Fix Damaged Card

AED 5

Employer

Replace Lost/Stolen Card

AED 25

Employee

Renew Card (Every 5 Years)

AED 5

Employer

Failed Payment Fee

AED 1.50

Employee

Put Cash In Machine

AED 5

Employee

Take Cash from FAB ATM

FREE

–

PIN Services

FREE

–

Note:These prices are current for 2026 and may change.

If you use Balance Check Problems, you may occasionally face some common issues. Here’s how to resolve them:

Balance Check Problems an their solutions

ProblemSolution
Wrong card details appearEnsure you enter the correct 16-digit Card ID and the last 2 digits of your card.
Salary not reflected in balanceWait 24–48 hours for the salary to process. If the issue persists, contact FAB Customer Service.
SMS balance check not workingMake sure your phone number is registered with FAB. Try using alternative SMS numbers (e.g., 2121 if 6222 doesn’t work).

Following these steps helps you resolve common FAB card issues quickly and securely, ensuring smooth access to your salary and account balance.

Card Usage Problems and solutions

ProblemSolution
Card missing from mobile appApp maintenance may temporarily hide cards. Wait for updates or reinstall the app.
ATM denies withdrawal despite sufficient balanceCheck your daily withdrawal limits or contact customer service to verify account status.
Balance check webpage not loadingClear browser cache, try a different browser, or use the FAB mobile app instead.

For international or domestic bank transfers using NBAD (now FAB), you may need the bank’s SWIFT or routing codes:

What is NBAD Bank Routing/Swift Code

  • SWIFT Code: NBADAEAA or NBADAEAAXXX (for FAB)
  • Routing Numbers: 102710102 or 803510106 (may vary depending on transaction type or region)

Tip: Always confirm the exact SWIFT or routing code with your bank or the payment recipient before initiating a transfer to ensure accuracy and avoid errors.

NBAD / FAB IBAN for UAE Accounts


UAE-based NBAD/FAB accounts use a 23-character IBAN, which includes:

  • Country Code: AE
  • Check Digits
  • Bank Code
  • Account Number

This standardized format ensures safe and precise domestic and international payments

Want to Know More About

FAB (NBAD) Online Account Opening Guide

FAB Mobile Banking

Fab Loan Calculator – Loan EMI Calculator, Personal & Card | FAB

NBAD/FAB Bank (Salary) Statement Online

Frequently Asked Questions

Here are the most common queries from NBAD (now FAB) customers and their answers:

Yes, you can download statements for current or past months by selecting your preferred date range in the Statements section of the mobile app.

Yes. You can check it through the FAB website, mobile app, ATM, or by using the Payit wallet linked to your salary card.

Call 600 52 5500 or send SMS to 6222).

Log in to FAB online banking or the mobile app.

Select your account → Click “Statements” → Download or request a copy

Visit a FAB branch with

Emirates ID

Passport & visa copy

Proof of income (salary certificate).

Or apply online via FAB’s website

Make sure your mobile number is active and registered with FAB. Also check network coverage. If the issue persists, call FAB customer care to refresh your OTP settings.

Visit a FAB branch with Emirates ID.

Or update via FAB online banking under “Profile Settings”.

Log in to FAB online banking → Go to “Credit Card” → Select “Pay Bill”.

Pay from your FAB account or an external bank account

NBAD (National Bank of Abu Dhabi) and FGB (First Gulf Bank) merged in 2017 to form FAB (First Abu Dhabi Bank).

All previous NBAD/FGB services are now operated under FAB

Final Verdict

Checking your NBAD balance inquiry or FAB balance check has never been easier. The FAB mobile app gives you instant FAB balance check online access for salary, Ratibi FAB balance check, and FAB balance check online prepaid card — all in real time. When offline, SMS, ATMs, and POS machines remain reliable alternatives.

Regularly performing an NBAD bank balance check helps you track salary credits, manage daily spending, and protect your account from unauthorized access. Choose the method that suits you best and stay in control of your finances anytime, anywhere in the UAE.